Upload Proof of Insurance to Insurance Service Center

Please read all the mode to the bottom. This turned out to be a legit, albeit incredibly tacky, alphabetic character from a partner of my credit union. Call your credit union to confirm.

Got the beneath letter in the mail Saturday night. It claims to be from the credit union that services our vehicle loan. It says that our insurance information is not electric current, and if we practise non rapidly provide our up-to-date insurance information to them, they may purchase insurance on our behalf.

Honey [Me]:

A contempo review of your loan file indicates that [my credit spousal relationship] does not have a current copy of your physical impairment insurance for the collateral listed beneath. The terms of your loan agreement require you to maintain this coverage on your collateral at all times.

Please furnish bear witness of insurance that meets the following conditions. We will be unable to take insurance information that does not meet all of these conditions.

• [uninteresting weather condition]

For your convenience, y'all or your insurance amanuensis may furnish evidence of insurance in the post-obit ways:

• [uninteresting ways]

In the issue we practise not receive prove of your insurance coverage, we may buy insurance on your behalf. Yous may desire to avoid this action by providing proof of coverage.

If you lot have whatever questions almost this detect, please telephone call our Insurance Service Eye at 1(800)998-0763. Thanks for allowing us to serve y'all.

Sincerely,

Insurance Service Eye

---

I was a bit distracted at the time of opening the letter, and it stressed me out – another matter on my todo list. I admit that at offset, I intended to reply and submit our insurance information, but I was nonetheless hesitant. Why would my credit union be using an external company to process insurance information?

Thankfully I put it off until Monday, when I was fresher. Googled the proper name of the website and came beyond this reddit post, tipping me off to cheque out the loan number. The loan number was wrong. The VIN is right, though. (Redacted, although hey, you lot could probable find information technology besides.) Telephone number didn't match upwards with our credit union. Telephone number is also posted to some site chosen GoSafco, supposedly for some automotive insurance company called Safco. web.archive.org says the site has been online since 2012. They helpfully offering this advice on their website:

If you take received a discover regarding your insurance policy cancellation, a alphabetic character stating we need proof of insurance, or a non-renewal letter, please provide usa with a copy of your insurance policy. Y'all tin FAX it to: 1-866-319-1597 or call ane-800-998-0763. Yous may as well email the information to [email protected]</blockquote>

No thanks.

The site (gosafco.com) is pretty thorough for a scam site, and free of typos. There's some other visitor called Safco that sells office products and that has Glassdoor reviews, then I think that SafCO is legit.

Be careful out there, it'southward a scammy earth. (But nigh people are good.)

Edit: I might be wrong nigh this, only if I am, shame on my credit union partner for the terribly scammy-feeling letter. I found several other sites that have been around for about two decades that link that website and phone number:

• Nicholas Fiscal Inc – which has a glassdoor profile with 29 reviews, which links back to that website. But the reviews themselves follow a blueprint, as if the same person wrote many of them. But why would scammers need to establish the legitimacy of a company that the victims already believe exists, considering they are legitimate customers of the visitor? That's what I don't get.
• Gosafco – feels phishy, and there's an entirely carve up visitor by the name Safco that sells abode part products.
• CSF Servicing – just I hateful, who includes an "update your insurance info" on their homepage?
• Dilate CU – different phone number, simply also links www.myinsuranceinfo.com

Edit 2: My credit union says they contacted their Centrolineal rep, who confirms that they manage www.myinsuranceinfo.com, and who runs that phone number. However, they have not nevertheless explained why they sent a letter with an incorrect loan number. I'm non embarrassed that I mistook this for a scam – it's remarkably tacky for Allied to send a alphabetic character as if they were my credit untion (with half-skillful credit union letterhead!), and to identify themselves merely as "Insurance Service Eye." Shame on you, Allied.

I have shared my experience on that reddit mail, which, interestingly, contradicts the experience of that OP with his banking company.

And here'due south what I sent to my credit wedlock:

Please also pass this forth: It's actually tacky of Allied to utilise your letterhead (which looks like a poor imitation at that) and to claim to exist you, then to link to a non-credit-union site, and to only telephone call themselves "Insurance Service Center." Insurance fraud is a big business organisation, and letters similar this would be a dandy fashion to harvest data. VIN information is easy to go (I think). In that location's no indicator of legitimacy in their alphabetic character – the post office box isn't fifty-fifty linked to [the credit marriage] on your website from what I tin tell. Mayhap [the credit union] could leave a note on your site explaining that Centrolineal is your external partner who manages these kinds of things?</blockquote>

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Source: https://daveeargle.com/2018/01/22/myinsuranceinfo.com-scam/

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